Individuals and Families

Individual investors and their families everywhere share a common desire: to save and invest enough to enjoy their life. But what that means for one investor and his or her family is different for another—as life changes and retirement gets closer, needs change. If you have questions about how to save and invest on your own terms, Arrowhead Asset Management can help.

Our commonsense approach to investing will help you juggle financial priorities while creating a realistic saving and investment plan. Better yet, we provide information about savings and investing products and services that will help you reach your goals, no matter where you are in your “life” timeline.

At Arrowhead Asset Management, we believe the bottom line is designing an appropriate and flexible savings and investment plan for all your life circumstances as they evolve and change. Moreover, as fee-only money managers, we believe that keeping your investment expenses low will help you achieve your financial objectives more effectively (without the conflict of interest inherent with commission brokers and insurance agents).

Using the Fidelity Investments Group, one of the largest discount broker in the United States as our financial “custodian” of choice, we offer the following savings and investment services on a low cost fee-only basis:

Individual brokerage and retirement account investment management using sector and global mutual funds as well as individual stock portfolios

• IRA and 401(k) Rollovers
• Educator 403(b) portfolio management
• College planning for all ages
• Insurance planning as needed (through referral to an insurance professional)
• Estate planning (in concert with a “specialist” attorney in your area)

Insurance Products
In addition to Fidelity Investments as the "custodian of choice" for most of our brokerage and retirement plans, we also have a fee advisor relationship with TIAA-CREF, the well-regarded, low expense annuity and insurance company. Although we do not recommend annuities for retirement plan money and are loathe to recommend high cost whole life products for life insurance, TIAA-CREF offers investment options and some insurance products that are, in our discerning eyes, the best in the business.

Note: At Arrowhead Asset Management, we believe a financial professional cannot master all aspects of money matters. As a result, we do not try to be experts in insurance and estate planning, as these provinces require a totally separate expertise. In the end, a financial professional who tries to be an expert in all areas is a master of none.

Regarding insurance planning, we believe the insurance industry usually does not have the client’s interest ahead of their own commission compensation and we will only work with insurance professionals that we can trust to do the right thing for their clients. Consequently, we do not sell insurance products as they create a conflict of interest against our mission to provide the most cost-effective products and plans for our clients.

To discuss our services, please contact Ralph Boschert or Matthew Lankford at your convenience.